Buy Now Pay Later, built into your checkout
Offer customers instalments and grow average order value by up to 30%. Instant AI approval, immediate payout and zero credit risk for your business.
- Real-time approval, with AI scoring
- Credit risk carried 100% by RONPay
- Paid the full amount immediately
- No redirects to external checkouts
Remove the barriers that stop customers buying
Built to remove friction, reduce operational work and improve the payment experience.
High upfront cost
Interest-free instalments make large purchases easier to complete.
Slow financing
No paperwork and no lengthy approval process — the answer comes in milliseconds.
Complicated checkout
An integrated, seamless flow keeps the customer in your checkout, under your own brand.
Concrete benefits for your business
Practical capabilities, designed for modern digital commerce.
Predictive risk analysis based on Open Banking data, with no payslips and no paperwork.
Fast checks with the main credit bureaus, for higher-value transactions.
How it works
A clear path, from activation to a fully operational payment flow.
Choice at checkout
The customer chooses to pay in instalments online or at the in-store POS.
AI credit scoring
RONPay assesses creditworthiness in real time.
Instant approval
The customer selects their preferred instalment plan.
Instant payout
You receive the full amount, and RONPay manages the instalments.
Start accepting payments with RONPAY
Fast activation, transparent pricing and dedicated support for your business.