Digital payments for banks: one single infrastructure
Unify your gateway, Open Banking and POS into one modular platform. Automatic reconciliation, PSD2 compliance and 24-hour settlement for your institution.
Where banks lose efficiency in digital payments
In banking, payment flows are increasingly fragmented across external gateways, legacy platforms and third-party fintech solutions. Every inefficiency raises operational risk.
One multichannel platform
RONPay unifies card payments, SEPA, Open Banking and digital wallets into a single infrastructure, removing fragmentation between different gateways.
Automatic T+1 reconciliation
Automatic matching of transaction, mandate and accounting entry. Zero manual intervention, real-time visibility over cash flow.
Built-in PSD2 and PCI DSS compliance
SCA, anti-fraud and end-to-end encryption, handled natively by the platform. Audit-ready from day one.
Why RONPay makes the difference for banks
RONPay provides a modular, integrable payment infrastructure that connects to existing banking systems, to core banking and to the fintech providers already in use.
With an in-house development team and our own technology, we build custom integrations with ERP systems, CRMs, API platforms and payment gateways, enabling unified, automated management of your flows.
RONPay is not an intermediary but a technology partner able to talk directly to your financial infrastructure, shortening collection times and improving accounting accuracy.
From bank transfer to crediting, fully automated
Receive
Card, SEPA, Open Banking and digital wallet payments arrive in the gateway
Process
SCA authentication, anti-fraud and smart routing in real time
Reconcile
Automatic matching of transaction, mandate and accounting entry
Settle
Funds available within 24 h, with a detailed report for treasury
Concrete benefits for your institution
Payment flows split across systems
Gateway, Open Banking and POS each live on a different platform, with separate reports and no single view of the day.
One multichannel platform
Card, transfer and POS run through one infrastructure, with a single dashboard across every channel.
Reconciliation done by hand
Teams match transactions against statements manually, and the errors surface days later, in the monthly close.
Automatic T+1 reconciliation
Every transaction is matched automatically and settled on the next working day, without manual intervention.
Compliance reopened with every project
Each new payment channel restarts the PSD2 and PCI DSS discussion, with its own audit and its own timeline.
PSD2 and PCI DSS built in
Strong authentication, tokenisation and audit trails come with the platform, on every channel, from day one.
How integration with your IT ecosystem works
RONPay solutions integrate with your existing banking IT ecosystem through REST APIs, SDKs and dedicated connectors.
Payments are synchronised automatically with accounting, treasury and Open Banking platforms, ensuring end-to-end consistency and traceability.
Analysis of the IT ecosystem and existing payment flows
Answers for banks and financial institutions
How does RONPay integrate with a bank's infrastructure?
Integration happens through APIs and configurable flows, letting payments, reconciliation and reporting talk directly to existing banking systems.
Can RONPay unify online payments, POS and Open Banking?
Yes. All channels can be centralised into a single operational flow and a shared dashboard.
How does automatic reconciliation work?
Transactions are matched automatically to settlement reports and internal records, reducing manual checks.
Which security standards are supported?
The solution is designed for PSD2- and PCI DSS-compliant flows, with tokenisation and dedicated security controls.
How long does implementation take?
It depends on the institution's architecture. After a technical assessment, a phased plan is agreed, from testing through to go-live.
Start accepting payments with RONPAY
Fast activation, transparent pricing and dedicated support for your business.